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— Step 5: Budget Your Spending —
You need positive discretionary income for the BLOC program to be successful.

This means your income must be greater than your monthly expenses. The higher your discretionary income, the faster the BLOC payoff.

If you're living from paycheck-to-paycheck, you need to conduct a budget analysis to reduce your monthly expenses.

Why Budget:


go to Success Plan: Step 6


Home Equity Application


  • [view] 10-Step Success Plan
  • [view]SP5: Budget
  • [view]SP10: Final Note
  • [view] Home Market Valuations
  • [view] Return to YourEquity