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view rate negotiation tactics

what you need to know

The best rate negotiation tactics for home equity lending include:

  1. keep your loan request at 80%LTV or lower
    The lower your LTV, the better rate you will received
  2. apply with a high credit score and history
    applications with high scores will get lower rates

  3. maintain a debt ratio at 36% or lower
    lenders give best rates to applicants with limited debt

  4. submit your application to multiple lenders
    let these know you are shopping best overall terms and rate

More Rate Information

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