Home Equity Loans and Home Equity Credit Lines: Uses and Resource Center

caption

Prev | | Next

How Do Window Updates Affect Home Equity?

from our LIBRARY

Do you want to make smart upgrades to your home that will boost the value of your property? Are you trying to decide which updates will offer the most equity? New windows are an excellent choice because they give your home a facelift making it look and feel better.

Home Equity Tip

for the weekS of: August 09

PENDING INFLATION

Inflation is checked at the moment ... with interest rates remaining low.

But with continued COVID-19 challeges, some prices will be going up on items that are in short supply.

Plus many households have reduced income with work shortages and unemployment.

What to do?

Weekly Tip:
view our weekly "home equity" tip

Can Installing a Deck Add to Your Home’s Value?

from our LIBRARY

A deck will add some value to your home as long as you do the project right. This means that there are certain factors that you’ll need to take into consideration that can increase the resale value of it.

4 Additions That Can Add Tremendous Value to Your Home

from our LIBRARY

Adding a new room to your home can give you more space, greater comfort and the ability to continue to live in your current home if you have been considering moving for more space. However, some additions are also smart decisions even if you are planning to move in the next few years. Here are the best additions to consider if you want to add value along with comfort and convenience to your home.

at our home equity library

Read more articles at our Home Equity Library

get your home value

Check the market value of the home you are reviewing and neighborhood. It is a report you can use to structure your financing request.

What's it worth?

order your personal
valuation report
sample property reports:

- property valuation
- recent sales report
- comparable sales
- property report

view sample reports:
enter address-zip

becoming a bank

Use your equity to become your personal bank

step1: open an equity line account
make sure it has zero fees for withdrawals
step2: advance yourself money for a life-event
borrow funds from your equity line to pay for a life-event
step3: deposit all income into the account
deposit all of your income into the equity account - this includes your pay and other misc. income
step4: pay all living expenses from account
pay your mortgage, housing, food, utilities and all other living expenses using your equity line account
step5: excess income reduces debt balance
the discretionary income will pay down the balance over time

view this module for more illustrations

Quick Home Equity Reference

FREE 1-page map to navigate through the home equity process:

understanding equity types
reviewing features
using calculations
getting qualified
submitting the application
becoming a bank

print navigation map

end side navigation

About YourEquity.com
Home Equity • Home Equity Loans • Home Equity Lines of Credit • Home Equity Credit Lines
Home Equity Borrowing • Home Equities • Home Equity Use • LTV Calculator

About Home Equity Loans

YourEquity.com summarizes everything you need to select the right home equity loan or home equity credit line for consolidating debts, remodeling your home, buying a new car or truck, sending your child to college, starting a home business, paying off your mortgage, or planning some life event where you act as the banker giving yourself money when and as you need.

You will find home equity rate information, home equity calculators, home equity uses, and summary information between home equity loans and home equity credit lines.

You can become the expert by starting with our quick reviews of the home equity. It will illustrate tools and uses of your home equity. Our objective is to make you a home equity loan expert, so that your can negotiate the best home equity rate and home equity product.

And when you are ready to submit your loan application, use our lending network to shop and find the best home equity line or loan for your needs.

The Banker Line of Credit (BLOC)

Did you know that you can convert your home equity line account into a banker's account (BLOC). View our slide presentation on how the BLOC can can function as a money account. Use the BLOC to payoff debts (including your mortgage) and to finance needs at the least amount of interest. We offer a 10-step plan to successfully manage your BLOC account...