Home Equity Loans and Home Equity Credit Lines: Uses and Resource Center

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How Living Near a State or National Park Can Increase Your Family's Quality of Life

from our LIBRARY

Many people choose their next place to live because they want their family to experience an outstanding quality of life. One sure way to make that happen is to move to an area near a state or national park. If you and your family are considering moving to one of these areas, here are four reasons why this move will improve your quality of life:

Home Equity Tip

for the week of: June 25

KNOCKING OUT THAT SUMMER GLARE ...

Stylish new windows can help reduce cooling and heating costs ... see how they might work for your home:

Weekly Tip:
view our weekly "home equity" tip

Landscaping Your Lawn: How To Prep Your Yard For Summer

from our LIBRARY

After a long season of cold temperatures, it’s important to prep your lawn in the spring. Taking care of your lawn early will result in a healthy, green summer lawn that is resilient to pests, weeds, and sun. Here are some tips to give your yard some extra care and prep it for the summer:

4 Tips for Home-Buyers Looking to Make an Investment

from our LIBRARY

Buying a new home specifically as an investment can be both challenging and rewarding. While real estate is an excellent way to invest your money, there are quite a few risks if you do not have very much experience. With the proper planning, however, your new home could provide you with financial stability for years to come.

at our home equity library

Read more articles at our Home Equity Library

get your home value

Check the market value of the home you are reviewing and neighborhood. It is a report you can use to structure your financing request.

What's it worth?

order your personal
valuation report
sample property reports:

- property valuation
- recent sales report
- comparable sales
- property report

view sample reports:
enter address-zip

becoming a bank

Use your equity to become your personal bank

step1: open an equity line account
make sure it has zero fees for withdrawals
step2: advance yourself money for a life-event
borrow funds from your equity line to pay for a life-event
step3: deposit all income into the account
deposit all of your income into the equity account - this includes your pay and other misc. income
step4: pay all living expenses from account
pay your mortgage, housing, food, utilities and all other living expenses using your equity line account
step5: excess income reduces debt balance
the discretionary income will pay down the balance over time

view this module for more illustrations

Quick Home Equity Reference

FREE 1-page map to navigate through the home equity process:

understanding equity types
reviewing features
using calculations
getting qualified
submitting the application
becoming a bank

print navigation map

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About YourEquity.com
Home Equity • Home Equity Loans • Home Equity Lines of Credit • Home Equity Credit Lines
Home Equity Borrowing • Home Equities • Home Equity Use • LTV Calculator

About Home Equity Loans

YourEquity.com summarizes everything you need to select the right home equity loan or home equity credit line for consolidating debts, remodeling your home, buying a new car or truck, sending your child to college, starting a home business, paying off your mortgage, or planning some life event where you act as the banker giving yourself money when and as you need.

You will find home equity rate information, home equity calculators, home equity uses, and summary information between home equity loans and home equity credit lines.

You can become the expert by starting with our quick reviews of the home equity. It will illustrate tools and uses of your home equity. Our objective is to make you a home equity loan expert, so that your can negotiate the best home equity rate and home equity product.

And when you are ready to submit your loan application, use our lending network to shop and find the best home equity line or loan for your needs.

The Banker Line of Credit (BLOC)

Did you know that you can convert your home equity line account into a banker's account (BLOC). View our slide presentation on how the BLOC can can function as a money account. Use the BLOC to payoff debts (including your mortgage) and to finance needs at the least amount of interest. We offer a 10-step plan to successfully manage your BLOC account...